The same money in a savings account and in investments: both modeled balances, the difference, and each figure in today's money, with an optional yearly increase in the monthly contribution, fees and taxes. Free to use on any site, with one line of HTML and nothing to sign up for.
This is the real widget. Try changing the numbers.
Calculator by smartfin.fyi
<iframe src="https://smartfin.fyi/embed/savings-vs-investing.html"
width="100%" height="2400" style="border:0"
title="Savings vs investing calculator" loading="lazy"></iframe>
<p style="font-size:12px;margin:6px 0 0">Calculator by <a href="https://smartfin.fyi/savings-vs-investing-calculator.html">smartfin.fyi</a></p>
Terms: there aren't many. Use it on any site, including commercial ones, at no cost. We may improve the calculator over time, so the embedded version can change. If it ever needs to be retired, this page will say so first.
The complete savings vs investing calculator on smartfin.fyi adds a chart of both balances, a year-by-year table, the difference at other investment returns and the full method.