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smartfin.fyi
Simulators
All Investing Tools Investment Growth Calculator Compound Interest Calculator CAGR Calculator Rule of 72 Inflation Calculator
All Retirement Tools FIRE Calculator Withdrawal Calculator
All Loan Tools Mortgage Calculator Car Loan Calculator Student Loan Calculator Refinance Calculator

Privacy Policy

Last updated September 14, 2026

smartfin.fyi is operated by SmartFin ("we", "us"). This page covers the data the site handles. Who operates the Service is set out in the Terms & Conditions.

What we do not collect

There are no accounts, logins or payments. We do not ask for or collect names, email addresses, phone numbers, payment details, or anything else that identifies you directly.

CSV uploads and stock searches

A CSV file uploaded to the Simulator is read by your browser. It is never sent to us, and closing the tab discards it.

When you pick a stock in the Simulator, its ticker symbol, for example "AAPL", is sent to our server so we can fetch its price history from a third-party market data provider. The request is not linked to who you are.

Google Analytics

We use Google Analytics to see how the site is used: which pages are visited, the referring site, device and browser type, and an approximate location derived from your IP address. Google Signals and ad personalization are turned off in our account, so this data is not used to build advertising profiles or shared with advertising networks for that purpose.

Google explains how it handles this data in How Google uses information from sites or apps that use our services and in its privacy policy.

Cookies

On your first visit you are asked whether to accept analytics cookies. The site works the same either way.

If you decline, or before you answer: no cookies are set. Google Analytics records the page view but cannot link it to any other visit or recognise you later. We do not fingerprint your browser or device to get around that.

If you accept: Google Analytics sets cookies, which lets us count separate visitors and returning visits. It still does not tell us who you are.

To change your answer, clear this site's cookies and site data in your browser, then revisit. Browser privacy settings and content blockers can limit analytics further.

Server logs

Our hosting providers record standard technical logs for each request, such as IP address, time and browser user-agent, for security, abuse prevention and debugging. They are kept only as long as those purposes need and are not used to profile visitors.

AI assistant tools

AI assistants such as ChatGPT or Claude can use SmartFin's calculators through smartfin.fyi/mcp. The assistant sends only the numbers needed for the answer, such as an amount, a rate or a stock symbol. They are used to calculate the result and are not stored or logged.

Service providers

The site uses third-party cloud hosting for its pages and servers, which receives the connection data described under Server logs, and Google Analytics, described above. Each handles that data under its own privacy practices.

Children

The site is for a general audience and is not directed at children. We do not knowingly collect personal information from children.

International use

The site is available worldwide, and the data described here may be processed on servers outside your country.

Changes

We may update this policy. When we do, the "Last updated" date at the top changes. Continued use of the site after a change means you accept the revised policy.

Contact

We hold no data tied to your identity, so there is generally nothing to access, correct or delete. For questions about this policy, email contactus@smartfin.fyi.

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