Figures as of the Nov 13, 2026 close. Updated after each trading day. Not a recommendation or a forecast.
From Nov 13, 2025 to the Nov 13, 2026 close, $1,000 in Apple (AAPL) became $1,309 and $1,000 in Microsoft (MSFT) became $1,049, with dividends reinvested.
From Nov 13, 2025 to Nov 13, 2026, Apple grew 30.9% a year and Microsoft grew 4.9%. The higher rate, Apple's, came with narrower daily swings. Volatility was 24.9% for Apple and 34.0% for Microsoft. The Sharpe ratio is the yearly return above a fixed 5% risk-free rate, per unit of volatility.
Sharpe ratios were 1.04 for Apple and 0.00 for Microsoft. A Sharpe ratio below zero means the yearly return was under 5%. Over the same dates, the price record shows deepest falls of 13.8% for Apple and 30.4% for Microsoft.
From Nov 14, 2025 to Nov 13, 2026, betas to the S&P 500 were 0.62 for Apple and 1.01 for Microsoft.
The growth line has 13 month ends, from Nov 2025 to Nov 2026. At each of them, the $1,000 in Apple was worth more than the $1,000 in Microsoft.
At the end of Jun 2026, $1,000 had become $1,062 in Apple and $746 in Microsoft. In relative terms, that was the widest gap between them at any month end. Neither the $1,000 in Apple nor the $1,000 in Microsoft reached $2,000 at a month end.
The highest month-end values were $1,309 for Apple (Nov 2026) and $1,049 for Microsoft (Nov 2026).
Every row ends at the Nov 13, 2026 close. The "a year" columns give the yearly rate from each start date. The yearly rates were furthest apart over the last year. Over that span, Apple grew 30.9% a year and Microsoft grew 4.9%.
The rates were closest over the full span since Mar 1986: 22.8% for Apple and 25.0% for Microsoft.
Apple's rate over the last year, 30.9%, was above its 10-year rate of 30.8%. Microsoft's last-year rate, 4.9%, was below its 10-year rate of 26.1%. In every row, $1,000 in Apple and $1,000 in Microsoft both ended above $1,000.
| Period | $1,000 in Apple | $1,000 in Microsoft | Apple a year | Microsoft a year |
|---|---|---|---|---|
| Since both startedfrom Mar 13, 1986 | $4,217,677 | $8,877,183 | 22.8% | 25.0% |
| Last 20 yearsfrom Nov 13, 2006 | $141,216 | $25,480 | 28.1% | 17.6% |
| Last 10 yearsfrom Nov 14, 2016 | $14,662 | $10,151 | 30.8% | 26.1% |
| Last 5 yearsfrom Nov 12, 2021 | $2,432 | $1,621 | 19.4% | 10.1% |
| Last yearfrom Nov 13, 2025 | $1,309 | $1,049 | 30.9% | 4.9% |
At the Nov 13, 2026 close, Apple and Microsoft were both at their highest month-end values so far. On daily closes, the deepest falls of Apple and Microsoft came in the same stretch. Apple fell 13.8% from Dec 2, 2025 to Jan 20, 2026. Microsoft fell 30.4% from Nov 14, 2025 to Jun 25, 2026.
Apple closed back at its old high on May 6, 2026, 3 months after the low. Microsoft closed back at its old high on Aug 28, 2026, 2 months after the low. Apple was 20% or more below its high at 0 of 13 month ends. Microsoft was 20% or more below its high at 2.
This page tracks four S&P 500 falls: dot-com, 2008, COVID and 2022. All four lie outside the Apple and Microsoft dates, from Nov 13, 2025 to Nov 13, 2026.
No full calendar year lies from Nov 13, 2025 to Nov 13, 2026, so there are no yearly bars yet for Apple and Microsoft.
These counts cover 11 full months, Dec 2025 to Oct 2026. Apple rose in 7 of them and Microsoft in 6. Both rose in 6, both fell in 4, and in 1 one rose while the other fell. Both had their largest monthly fall in Jun 2026: Apple −7.3%, Microsoft −17.2%.
Apple's largest monthly rise was +15.1% in May 2026, and Microsoft's +24.6% in Jul 2026. Apple's longest run of falling months was 2, ending in Jan 2026. Microsoft's longest run of falling months was 4, ending in Mar 2026.
The latest cell is a part month, from the Oct 30, 2026 close to the Nov 13, 2026 close. Over those days, Apple changed +3.4% and Microsoft +0.4%.
| J | F | M | A | M | J | J | A | S | O | N | D | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −4.6 | +1.9 | −3.9 | +6.9 | +15.1 | −7.3 | +6.8 | +2.7 | +5.1 | +3.5 | +3.4 | |
| 2025 | −2.5 |
| J | F | M | A | M | J | J | A | S | O | N | D | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −11.0 | −8.5 | −5.7 | +10.2 | +10.7 | −17.2 | +24.6 | +9.4 | +1.1 | +1.8 | +0.4 | |
| 2025 | −1.7 |
The rolling 1-year return is the change over the 12 months to each month end. From Nov 2026 to Nov 2026, Apple's rolling 1-year return ran from +28.1% (12 months to Nov 2026) to +28.1% (to Nov 2026). Over the same months, Microsoft's ran from +7.2% (12 months to Nov 2026) to +7.2% (to Nov 2026).
Neither Apple nor Microsoft had a 12-month loss at any of those 1 month ends. Apple's 12-month change was the higher of the two at every one of those 1 month ends.
These measures cover Nov 13, 2025 to Nov 13, 2026. Over those dates, volatility was 24.9% for Apple and 34.0% for Microsoft. The Sortino ratio counts only falling days as risk. Against the same 5% rate, Sortino ratios were 1.53 for Apple and 0.00 for Microsoft. The Calmar ratio is the yearly return divided by the deepest fall.
Calmar ratios were 2.24 for Apple and 0.16 for Microsoft.
Beta shows how much Apple and Microsoft tended to move on the days the S&P 500 (SPY) moved. A beta of 1 means moving by the same amount as the index. From Nov 14, 2025 to Nov 13, 2026, Apple's beta was 0.62, so it tended to move less than the index.
Over the same dates, Microsoft's beta was 1.01, so it tended to move about as much as the index. The correlation of Apple's and Microsoft's daily moves was 0.15, little link. A correlation of 1 would mean they always moved together, 0 no link and −1 always opposite.
| Measure | Apple | Microsoft |
|---|---|---|
| Volatility, a year | 24.9% | 34.0% |
| Sharpe ratio | 1.04 | −0.00 |
| Sortino ratio | 1.53 | −0.00 |
| Calmar ratio | 2.24 | 0.16 |
| Deepest fall | 13.8% | 30.4% |
| Beta to the S&P 500from Nov 14, 2025 | 0.62 | 1.01 |
| Upside capturemonths from Dec 2016 | 145% | 131% |
| Downside capturemonths from Dec 2016 | 86% | 90% |
| Biggest one-day rise | +5.31%Nov 4, 2026 | +15.51%Jul 30, 2026 |
| Biggest one-day fall | −7.35%Jul 31, 2026 | −9.99%Jan 29, 2026 |
| Price against its 50-day average | +5.1% | +0.9% |
| Price against its 200-day average | +18.4% | +18.9% |
| Correlation of daily movesfrom Nov 14, 2025 | 0.15 | |
What Apple and Microsoft do, from each company's latest annual report filed with the US Securities and Exchange Commission.
Apple Inc. designs, manufactures and markets smartphones, personal computers, tablets, wearables and accessories, and sells related services. Its product lines are iPhone, Mac, iPad, and Wearables, Home and Accessories. Its services include advertising, AppleCare, cloud services, digital content and payment services.
The company manages its business mainly by geography, and its reportable segments are the Americas, Europe, Greater China, Japan and Rest of Asia Pacific. In the filing, Europe includes India, the Middle East and Africa. The headquarters is in Cupertino, California.
Apple's fiscal year is the 52- or 53-week period ending on the last Saturday of September, so fiscal 2026 ended on September 26, 2026.
Source: 10-K (fiscal 2026, ended September 26, 2026), filed Nov 3, 2026 (SEC EDGAR)
Microsoft Corporation, founded in 1975, develops and supports software, services, devices and solutions. It reports three segments. Productivity and Business Processes includes Microsoft 365 commercial and consumer products and cloud services, LinkedIn, and Dynamics business applications. Intelligent Cloud includes server products and cloud services, among them Azure and GitHub cloud services.
More Personal Computing includes Windows and Devices, with Surface; XBOX hardware, content and services; and search advertising through Bing, Copilot, Microsoft News and Microsoft Edge. The corporate headquarters is in Redmond, Washington. Microsoft's fiscal year ends on June 30, so the latest annual report covers the year ended June 30, 2026.
Source: 10-K (fiscal 2026, ended June 30, 2026), filed Jul 29, 2026 (SEC EDGAR)
It depends on the period. Apple had the higher total return over the last 20, 10 and 5 years and the last year. Microsoft had the higher total return over the full span since Mar 1986. From Mar 13, 1986 to the Nov 13, 2026 close, Apple returned +421,668% in total and Microsoft +887,618%.
Both include reinvested dividends, before taxes and fees. Over the last 10 years, Apple returned +1,366% and Microsoft +915%. Over the last 5 years, Apple returned +143% and Microsoft +62.1%. Over the last year, Apple returned +30.9% and Microsoft +4.9%. None of these Apple and Microsoft figures is a forecast.
SmartFin does not say which to buy. This page reports what Apple and Microsoft prices did. From Nov 13, 2025 to Nov 13, 2026, Apple grew 30.9% a year and Microsoft grew 4.9%. The record shows deepest falls of 13.8% for Apple and 30.4% for Microsoft. Past returns for Apple and Microsoft do not show what either will do next.
Yes. Every AAPL and MSFT figure here uses closing prices adjusted for stock splits and dividends, so dividends count as reinvested. Taxes, fees and trading costs are left out of the Apple and Microsoft figures.
At the Nov 13, 2026 close, both Apple and Microsoft were at their highest month-end values. Apple's deepest fall on daily closes was 13.8%, from Dec 2025 to Jan 2026. Microsoft's deepest fall was 30.4%, from Nov 2025 to Jun 2026.
Compare Apple and Microsoft with your own amount and dates in Compare Two Stocks
Daily closing prices adjusted for stock splits, with dividends reinvested, before taxes and fees. Both amounts are invested at the same close and valued at the Nov 13, 2026 close. See also: What if you invested in Apple · What if you invested in Microsoft.
This page presents historical market data and calculated results for a defined period. It is not a recommendation to buy, sell, or hold the security, fund, or index shown. Past performance is not indicative of future results.