Figures as of the Nov 13, 2026 close. Updated after each trading day. Not a recommendation or a forecast.
From Nov 13, 2025 to the Nov 13, 2026 close, $1,000 in Home Depot (HD) became $974 and $1,000 in Lowe's (LOW) became $1,005, with dividends reinvested.
From Nov 13, 2025 to Nov 13, 2026, Home Depot fell 2.6% a year and Lowe's grew 0.5%. The higher rate, Lowe's', came with wider daily swings. Volatility was 28.0% for Home Depot and 30.0% for Lowe's. The Sharpe ratio is the yearly return above a fixed 5% risk-free rate, per unit of volatility.
Sharpe ratios were −0.27 for Home Depot and −0.15 for Lowe's. A Sharpe ratio below zero means the yearly return was under 5%. Over the same dates, the price record shows deepest falls of 26.5% for Home Depot and 36.9% for Lowe's.
From Nov 14, 2025 to Nov 13, 2026, betas to the S&P 500 were 0.71 for Home Depot and 0.62 for Lowe's.
The $1,000 in Home Depot and the $1,000 in Lowe's swapped places 2 times at month ends. The latest swap came at the end of Sep 2026. Since then, the $1,000 in Lowe's has been worth more at every month end. Across all 13 month ends, Home Depot's value was the higher one at 3 and Lowe's' at 10.
At the end of Apr 2026, $1,000 had become $905 in Home Depot and $1,041 in Lowe's. In relative terms, that was the widest gap between them at any month end. Neither the $1,000 in Home Depot nor the $1,000 in Lowe's reached $2,000 at a month end.
The highest month-end values were $1,041 for Home Depot (Feb 2026) and $1,159 for Lowe's (Jan 2026).
Every row ends at the Nov 13, 2026 close. The "a year" columns give the yearly rate from each start date. The yearly rates were furthest apart over the full span since Sep 1981. Over that span, Home Depot grew 24.7% a year and Lowe's grew 15.5%.
The rates were closest over the last 5 years: 1.2% for Home Depot and 1.3% for Lowe's.
Both had a lower rate over the last year than their 10-year rate. For Home Depot it was −2.6% against 13.3%, and for Lowe's 0.5% against 14.7%. $1,000 in Home Depot ended below $1,000 over the last year ($974). $1,000 in Lowe's ended within 1% of where it started over the last year ($1,005).
| Period | $1,000 in Home Depot | $1,000 in Lowe's | Home Depot a year | Lowe's a year |
|---|---|---|---|---|
| Since both startedfrom Sep 22, 1981 | $21,277,845 | $678,656 | 24.7% | 15.5% |
| Last 20 yearsfrom Nov 13, 2006 | $15,951 | $11,213 | 14.8% | 12.8% |
| Last 10 yearsfrom Nov 14, 2016 | $3,486 | $3,930 | 13.3% | 14.7% |
| Last 5 yearsfrom Nov 12, 2021 | $1,062 | $1,065 | 1.2% | 1.3% |
| Last yearfrom Nov 13, 2025 | $974 | $1,005 | −2.6% | 0.5% |
At the Nov 13, 2026 close, Home Depot was 6.4% below its Feb 2026 month-end high. At the same close, Lowe's was 13.2% below its Jan 2026 month-end high. On daily closes, the deepest falls of Home Depot and Lowe's came in the same stretch. Home Depot fell 26.5% from Feb 13, 2026 to Oct 5, 2026.
Lowe's fell 36.9% from Feb 13, 2026 to Oct 5, 2026. Home Depot had not closed back at its old high by Nov 13, 2026, 1 month after the low. Lowe's had not closed back at its old high by Nov 13, 2026, 1 month after the low.
Home Depot was 20% or more below its high at 1 of 13 month ends. Lowe's was 20% or more below its high at 4.
This page tracks four S&P 500 falls: dot-com, 2008, COVID and 2022. All four lie outside the Home Depot and Lowe's dates, from Nov 13, 2025 to Nov 13, 2026.
No full calendar year lies from Nov 13, 2025 to Nov 13, 2026, so there are no yearly bars yet for Home Depot and Lowe's.
These counts cover 11 full months, Dec 2025 to Oct 2026. Home Depot rose in 4 of them and Lowe's in 4. Both rose in 3, both fell in 6, and in 2 one rose while the other fell. Both had their largest monthly fall in Mar 2026: Home Depot −13.0%, Lowe's −10.7%.
Both had their largest monthly rise in Oct 2026: Home Depot +15.7%, Lowe's +14.2%. Home Depot's longest run of falling months was 3, ending in May 2026. Lowe's' longest run of falling months was 3, ending in Sep 2026.
The latest cell is a part month, from the Oct 30, 2026 close to the Nov 13, 2026 close. Over those days, Home Depot changed +5.9% and Lowe's +8.9%.
| J | F | M | A | M | J | J | A | S | O | N | D | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +8.9 | +1.6 | −13.0 | −0.0 | −3.5 | +12.0 | −5.9 | −1.2 | −12.6 | +15.7 | +5.9 | |
| 2025 | −3.0 |
| J | F | M | A | M | J | J | A | S | O | N | D | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +11.2 | −0.9 | −10.7 | +1.5 | −10.2 | +2.9 | −5.2 | −1.5 | −10.0 | +14.2 | +8.9 | |
| 2025 | −0.5 |
The rolling 1-year return is the change over the 12 months to each month end. From Nov 2026 to Nov 2026, Home Depot's rolling 1-year return ran from +0.5% (12 months to Nov 2026) to +0.5% (to Nov 2026). Over the same months, Lowe's' ran from −4.0% (12 months to Nov 2026) to −4.0% (to Nov 2026).
Lowe's' 12-month change was below zero at 1 of those 1 month ends; Home Depot's never was. Home Depot's 12-month change was the higher of the two at every one of those 1 month ends.
These measures cover Nov 13, 2025 to Nov 13, 2026. Over those dates, volatility was 28.0% for Home Depot and 30.0% for Lowe's. The Sortino ratio counts only falling days as risk. Against the same 5% rate, Sortino ratios were −0.42 for Home Depot and −0.23 for Lowe's. The Calmar ratio is the yearly return divided by the deepest fall.
Calmar ratios were −0.10 for Home Depot and 0.01 for Lowe's.
Beta shows how much Home Depot and Lowe's tended to move on the days the S&P 500 (SPY) moved. A beta of 1 means moving by the same amount as the index. From Nov 14, 2025 to Nov 13, 2026, Home Depot's beta was 0.71 and Lowe's' 0.62. By that measure, both tended to move less than the index.
The correlation of Home Depot's and Lowe's' daily moves was 0.90, a close link. A correlation of 1 would mean they always moved together, 0 no link and −1 always opposite.
| Measure | Home Depot | Lowe's |
|---|---|---|
| Volatility, a year | 28.0% | 30.0% |
| Sharpe ratio | −0.27 | −0.15 |
| Sortino ratio | −0.42 | −0.23 |
| Calmar ratio | −0.10 | 0.01 |
| Deepest fall | 26.5% | 36.9% |
| Beta to the S&P 500from Nov 14, 2025 | 0.71 | 0.62 |
| Upside capturemonths from Dec 2016 | 98% | 112% |
| Downside capturemonths from Dec 2016 | 95% | 109% |
| Biggest one-day rise | +6.53%Nov 4, 2026 | +7.50%Nov 4, 2026 |
| Biggest one-day fall | −6.02%Nov 18, 2025 | −5.59%Feb 25, 2026 |
| Price against its 50-day average | +11.7% | +14.4% |
| Price against its 200-day average | +5.9% | +3.0% |
| Correlation of daily movesfrom Nov 14, 2025 | 0.90 | |
What Home Depot and Lowe's do, from each company's latest annual report filed with the US Securities and Exchange Commission.
The Home Depot, Inc. is a home improvement retailer. It sells home improvement products, building materials, lawn and garden products, décor products and facilities MRO products in stores and online. MRO stands for maintenance, repair and operations. It also provides services, including home improvement installation and tool and equipment rental.
The filing combines its U.S., Canada and Mexico retail operations into one reportable segment, the Primary segment. It reports SRS, a residential specialty trade distributor acquired in June 2024, outside that segment. The company is a Delaware corporation incorporated in 1978. Its corporate headquarters is in Atlanta, Georgia.
Its fiscal year ends on the Sunday nearest January 31, so fiscal 2025 ended on February 1, 2026.
Source: 10-K (fiscal 2025, ended February 1, 2026), filed Mar 18, 2026 (SEC EDGAR)
Lowe's Companies, Inc. is a home improvement retailer. As of January 30, 2026, it operated 1,759 home improvement stores and outlets in the United States. It also operated over 540 branch locations in the United States and Canada, including those of Foundation Building Materials and Artisan Design Group, acquired during fiscal 2025. The company reports one segment, Retail Home Improvement.
Lowe's was founded in 1921 with the opening of its first hardware store in North Wilkesboro, North Carolina. It was incorporated in North Carolina in 1952 and has been publicly held since 1961. Its principal executive offices are in Mooresville, North Carolina. Its fiscal year ends on the Friday nearest the end of January.
Source: 10-K (fiscal 2025, ended January 30, 2026), filed Mar 23, 2026 (SEC EDGAR)
It depends on the period. Home Depot had the higher total return over the full span since Sep 1981 and the last 20 years. Lowe's had the higher total return over the last 10 and 5 years and the last year. From Sep 22, 1981 to the Nov 13, 2026 close, Home Depot returned +2,127,684% in total and Lowe's +67,766%.
Both include reinvested dividends, before taxes and fees. Over the last 10 years, Home Depot returned +249% and Lowe's +293%. Over the last 5 years, Home Depot returned +6.2% and Lowe's +6.5%. Over the last year, Home Depot returned −2.6% and Lowe's +0.5%. None of these Home Depot and Lowe's figures is a forecast.
SmartFin does not say which to buy. This page reports what Home Depot and Lowe's prices did. From Nov 13, 2025 to Nov 13, 2026, Home Depot fell 2.6% a year and Lowe's grew 0.5%. The record shows deepest falls of 26.5% for Home Depot and 36.9% for Lowe's.
Past returns for Home Depot and Lowe's do not show what either will do next.
Yes. Every HD and LOW figure here uses closing prices adjusted for stock splits and dividends, so dividends count as reinvested. Taxes, fees and trading costs are left out of the Home Depot and Lowe's figures.
At the Nov 13, 2026 close, Home Depot was 6.4% below its highest month-end value, set in Feb 2026. At the same close, Lowe's was 13.2% below its highest month-end value, set in Jan 2026. Home Depot's deepest fall on daily closes was 26.5%, from Feb 2026 to Oct 2026.
Lowe's' deepest fall was 36.9%, from Feb 2026 to Oct 2026.
Compare Home Depot and Lowe's with your own amount and dates in Compare Two Stocks
Daily closing prices adjusted for stock splits, with dividends reinvested, before taxes and fees. Both amounts are invested at the same close and valued at the Nov 13, 2026 close. See also: What if you invested in Home Depot · What if you invested in Lowe's.
This page presents historical market data and calculated results for a defined period. It is not a recommendation to buy, sell, or hold the security, fund, or index shown. Past performance is not indicative of future results.